Phone: (318) 455-9202
Address: 9508 Teche Way Shreveport, LA 71118
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Services from Baker Title and Abstract
If you are planning on buying a home, it is very important that you align yourself with a knowledgeable Title company/attorney. The home closing process is inherently complicated. There are all sorts of pitfalls that homeowners can fall into if they fail to work with an informed and experienced title/closing attorney. A title company can act as a title closing agent to gauge the quality of the title, issue title insurance, prepare all closing documents in an accurate fashion and provide helpful insight throughout the process. Since certain closing documents such as the promissory note and power of attorney must be drafted by an attorney, you will enjoy the “full service” you desire when choosing a Title company. The result is significantly less stress for all parties involved. These are just a few reasons why we love to work with them and our clients choose Baker Title & Abstract.
At Baker Title and Abstract, they research property titles to ensure they are accurate, and then issue title insurance for the property in question. Title insurance is indemnity insurance to protect the lender and/or the owner from financial loss should a claim against the property arise from a dispute over title.
They also maintain escrow accounts to ensure the funds allocated for a property closing are only used for settlement and closing costs. During a closing, they make sure all titles, deeds and other related documents are properly signed, witnessed and filed with the correct entities. They ensure the closing goes as smoothly as possible.
Title - A bundle of rights for a property in which a party, or parties, may own a legal or equitable interest. Title also refers to a formal document, such as a deed, that documents evidence of ownership of a given property. Conveyance of a title document may be required in order to transfer ownership.
Abstract of Title - Summary of a variety of documents and instruments affecting the title of a real property. This covers records, wills, grants, and conveyances affecting a given title. If such exists, it would also cover any judicial proceedings that may be affecting the property. It also includes a recorded liens and other encumbrances that may be affecting a property, and the present status of said liens.
Title Insurance - Comprehensive insurance to cover against loss arising from defects in the title, or any liens or encumbrances that may be found on the real estate property.
Appliances, windows, outlets, basement, foundation and crawlspace, decks, stoops, porches, walkways, and railings. Drainage sump pumps with accessible floats. Eaves, soffit and fascia, Electrical panels, breakers and fuses, Grounding and bonding. Electrical service line and meter box. Main disconnect and service amperage. Garage doors, safety sensors, and openers. GFCI's and AFCI's. Grading and drainage. Gutters and downspouts. Heating systems and cooling systems. Insulation and ventilation. Interior plumbing fixtures and faucets. Main water shut off valves. Previous Fire or structural damage. Roof, vents, flashings, trim, skylight, chimney and other roof penetrations. Water heating system, Water penetration and foundation movement.